Is it time for your roof to be replaced?
Do you need to make repairs to your existing roof?
Did you experience a hail storm, wind storm, or another weather event that leads you to believe that you should have your roof checked out and possibly have leaks mended, missing shingles replaced, or other emergency roof repair?
Then you should probably be looking for a roofing contractor or roofing company to help you out.
What Can a Roofing Contractor do for You?
A roofing contractor or roofing company can accomplish a number of things, from replacing shingles and fixing minor leaks to tearing off your entire roof and replacing it with a brand new one.
They can also do things like add skylights or other features, help you choose the best possible materials for your budget, climate, and style of home, and a number of other projects.
When is it time to engage the services of a roofing contractor?
If you are planning a home renovation, building a new house, or want to add special features, then you’ll want to find a roofing company to do the work.
An experienced roofing contractor will be able to determine to best materials and installation techniques for your home and budget, perform the work safely and quickly, and may even be able to help you work with your insurance company and adjusters to make a claim if that applies to your situation.
And of course, if you have had to deal with a significant wind storm, hail storm, house fire, or a major natural disaster like a tornado, earthquake, or hurricane, then you’ll want to work with a roofing contractor to fix any damage and make sure that your roof is sound and safe.
They can also put together an estimate and help you work with your insurance company’s adjusters and a public adjuster if necessary, in order to ensure that your insurance claim goes through and your roof can be fixed or replaced with minimal out of pocket costs.
Why Hire A Roofing Contractor?
Hiring a professional roofing contractor is a good idea for many reasons.
Perhaps the most important one is safety – both for you and your family and the contractors themselves.
A professional roofing contractor is certified for safety, licensed to perform construction in your area, and bonded and insured.
Moreover, a professional roofing contractor or roofing company is licensed, bonded, and insured, so if they get injured on the job or if you or your friends or family get injured as a result of faulty workmanship, they and you will have coverage from their insurance company.
You should also hire roofing professionals because they will know your municipality’s building codes and regulations.
Therefore, if you are making any changes or remodeling parts of your roof or upper floors you will not unknowingly violate any regulations and have to make expensive changes.
Roofing contractors also will likely have the experience to get things done quickly, which is invaluable when you have holes or leaks in your roof or if you are tearing off and replacing your roof – you definitely don’t want to leave your property open to the elements for longer than you must.
Since roofing companies already have the correct equipment and the expertise to use it well, they will be able to get things done at top speed, saving you time and money.
Lastly, if you are looking to get your roof repairs or roof replacement covered by insurance, you’ll need to work with a licensed roofing contractor who can provide a detailed estimate that you can supply with your claim.
Your Local Roofing Contractors Ready to Help
Elite Restoration Co. is a full-service roofing company that helps Illinois homeowners and commercial property management companies with roof replacements and roof repairs.
Choosing the Right Roofing Contractor
If you google roofing contractors in your area, dozens of results will likely be returned, and each roofing company will claim to be the best choice for your needs.
So how do you narrow it down and pick a residential construction or roofing company to work with?
You can start by looking at online reviews on sites like Angie’s List, Yelp, Home Advisor, Porch, Google Business, Houzz, and the construction company’s own social media profiles on Facebook, Instagram, and any other platform they might use.
Facebook groups for your town, neighborhood, or community are also good places to look for reviews and recommendations, as is NextDoor.
Ask your neighbors who they recommend – and which companies they absolutely don’t recommend, so you know which contractors to avoid.
Feel free to ask any roofing contractors you are thinking of working with for client testimonials as well, along with before and after examples.
Speaking of things to avoid, another part of choosing the best roofing contractor for your needs is to look for storm chasers who are looking to make a quick buck.
They tend to show up when there has been a catastrophic weather event in your area and you may see their name and contact info on signs around town.
While sometimes these construction companies are indeed legit, tread carefully and be sure to google their reviews and ask for client testimonials.
If you’re thinking about filing a homeowner claim, read our latest roof insurance claim guide.
What to Look for When You’re Hiring a Roofing Contractor
While the cost of the work that you need might be your primary concern, you should also check out the other vital characteristics of any roofing company you are thinking of hiring.
For instance, a proper roofing contractor will possess all the necessary safety certifications and have completed some kind of safety and training program.
The roofing contractor you hire should also be licensed and fully insured, including insurance for any employees or subcontractors they may bring in to work on your project.
This is for their protection as well as yours, because if anyone that you hire to perform construction work on your property gets injured on the job, you could be opening yourself up to expensive and stressful litigation.
Accordingly, always ask to see a copy of their insurance certificate and any other licenses required by your state or jurisdiction.
Another consideration is the types and brands of roofing materials the contractor prefers to work with.
You should be wary of roofing companies that only work with one particular manufacturer or brand.
Rather, the roofing contractor that you choose should offer you multiple options at various price points that will work for your style of roof, your climate, and your personal aesthetic preferences.
Keep in mind that the materials used for your roof and its condition can add significant resale value to your home, so if you have to replace your roof (particularly if the insurance company is paying for it due to a major weather event or another catastrophe), you should get the best quality for your budget.
After all, even if you are planning on staying in your house for a while, it never hurts to maximize its resale value – you never know where life will take you.
Finally, only work with roofing contractors or companies that will give you a written estimate for your insurance company to sign off on before you sign a contract and they start the work.
That way you can be sure about any out of pocket costs and understand exactly what is covered and what is not covered via your homeowners’ insurance policy(s).
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What Should a Roofing Company Contract Contain?
A solid construction contract should include several key sections, including a section describing the roofing company’s business, a detailed scope of work including all costs for materials and labor (you and your contractor can always update this and re-sign the contract if the scope of work changes during the course of the project), a timeline for the duration of the project, and a payment schedule.
The contract documents should also contain information about the warranty on your new roof if applicable, including the manufacturers’ warranties as well as a guarantee from the roofing company about the quality of their workmanship.
After all, if the materials used for your new roof malfunction somehow or the installation work isn’t up to par, you will want to be able to contact your roofing contractor and have them make things right at no additional cost to you.
Will Insurance Cover the Costs of a Roofing Contractor?
If your roof is damaged as the result of a hailstorm, a wind storm, or other major weather event or catastrophe, there’s a good chance that your homeowners’ insurance policy will cover the costs of repairing or even replacing your roof.
Most homeowners’ insurance covers “common perils” like house fires, wind, and hail damage; that said, these insurance policies usually do not cover flooding and the subsequent water damage, so if you live in an area that’s prone to flooding (such as a river delta or low altitude coastal region), you should purchase an additional flood insurance policy.
That said, most homeowners’ insurance policies do not cover the costs of replacing a roof due to deterioration over time because of simple wear and tear or neglect.
It is essential to understand the value of hiring an expert roofing contractor even if you are good at DIY projects and handy around the house.
This is because a roofing company or contractor has all the right tools and equipment, the knowledge to spot small issues before they become big problems, and the capability to work with you and your insurance company to make a proper claim and get the expenses of repairing or replacing your roof covered under your policy(s).
At the end of the day, it’s literally the roof over yours and your family’s heads at stake – you don’t want to trust it to just anyone.
That’s why you should work with experienced and vetted roofing contractors.
If you’re thinking about filing a roof claim, read our latest roof insurance claim guide.
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